Legal Disclaimer and Terms of Use for This Web Site

PLEASE READ THESE TERMS OF USE CAREFULLY. THESE TERMS MAY HAVE CHANGED SINCE YOUR LAST VISIT TO THIS INTERNET SITE ("SITE"). BY USING THIS SITE, YOU INDICATE YOUR ACCEPTANCE OF THESE TERMS. IF YOU DO NOT ACCEPT THESE TERMS, THEN PLEASE DO NOT USE THIS SITE.

ACCESS TO THIS SITE

The information contained in this site is for general guidance on topics selected by Morgan Solutions. Such information is provided on a blind-basis, without any knowledge as to the reader's industry, identity or specific circumstances. The application and impact of relevant laws will vary from jurisdiction to jurisdiction. There may also be delays, omissions, or inaccuracies in information contained in this site. The information on this site is provided with the understanding that Morgan Solutions and various authors and publishers' providing such information does not constitute the rendering of legal, accounting, tax, career or other professional advice or services. As such, information on this site should not be relied upon or used as a substitute for consultation with professional advisors.

Morgan Solutions may alter, suspend, or discontinue this site at any time for any reason, without notice or cost. The site may become unavailable due to maintenance or malfunction of computer equipment or other reasons.

By using this site, you agree to indemnify, hold harmless and defend Morgan Solutions from any claims, damages, losses, liabilities, and all costs and expenses of defense, including but not limited to, attorneys' fees, resulting directly or indirectly from a claim by a third party that is based on your use of this site in violation of these terms.

COPYRIGHT AND TRADEMARK INFORMATION

This site and all the information it contains, or may in the future contain, including, but not limited to, articles, white papers, press releases, opinions, text, directories, guides, photographs, illustrations, trademarks, trade names, service marks and logos (collectively, the "Content"), is the property of Morgan Solutions, affiliates, subsidiaries, and licensors, and is protected from unauthorized copying and dissemination by U.S. Copyright law, trademark law, international conventions, and other intellectual property laws. Nothing contained on this site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this site or any Content displayed on this site, through the use of framing or otherwise, without the prior written permission of Morgan Solutions or such third party that may own the trademark or copyright of material displayed on this site.

Subject to your full compliance with these terms, Morgan Solutions authorizes you to view the Content, make a single copy of it, and print that copy, but only for your own lawful, personal, noncommercial use, provided that you maintain all copyright, trademark and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified.

WARRANTIES

To the fullest extent permissible pursuant to applicable law, Morgan Solutions disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Specifically, but without limitation, Morgan Solutions does not warrant that: (i) the information on this site is correct, accurate or reliable; (ii) the functions contained on this site will be uninterrupted or error-free; or (iii) defects will be corrected, or that this site or the server that makes it available are free of viruses or other harmful components.

LIMITATION OF LIABILITY

Under no circumstances shall Morgan Solutions be liable for any incidental, special, consequential or exemplary damages that result from the use of, or the inability to use, this site or the information contained on this site, even if Morgan Solutions has been advised of the possibility of such damages. In no event shall Morgan Solutions' total liability to you for all damages, losses, and causes of action - whether in contract, tort (including, but not limited to, negligence) or otherwise - exceed $1.

JURISDICTIONAL ISSUES

Morgan Solutions makes no representation that information on this site is appropriate or available for use outside the United States. Those who choose to access this site from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

LINKS TO OTHER SITES

This site may contain links to non- Morgan Solutions sites. These links are provided to you only as a convenience. Such linked sites are not under the control of Morgan Solutions and Morgan Solutions is not responsible for the contents of any linked site, or any link contained in a linked site. The inclusion of any link does not imply endorsement by Morgan Solutions of the site, and Morgan Solutions shall have no responsibility for information that is referenced by or linked to this site.

SUBMISSIONS TO Morgan Solutions AND AFFILIATED SERVERS

Any information, including but not limited to remarks, suggestions, ideas, graphics, or other submissions, communicated to Morgan Solutions through this site is the exclusive property of Morgan Solutions. Morgan Solutions is entitled to use any information submitted for any purpose, without restriction or compensation to the person sending the submission. The user acknowledges the originality of any submission communicated to Morgan Solutions and accepts responsibility for its accuracy, appropriateness, and legality.

ENTIRE AGREEMENT

This is the entire Agreement between the parties relating to the subject matter herein and shall not be modified except in writing signed by both parties or by a new posting by Morgan Solutions, as described above.

PRIVACY STATEMENT

Because our site permits individuals to submit e-mail and resumes (in future updates) if they want to be considered for employment by Morgan Solutions, affiliates, licensors, licensees, and existing or prospective clients, we have developed this Privacy Statement to inform site visitors of our policies and practices regarding such information.

At some places on the site, the use of a "cookie" may be offered. Most browsers now recognize when a "cookie" is offered, and permits the user to opt out of receiving it. If you are not sure whether your browser has this capability, you should check with the software manufacturer or your Internet service provider. "Cookies" may be used on the Morgan Solutions Web site to facilitate use of an area of the site. We do not use "cookies" to collect and distribute information to third parties for marketing purposes.

Visitors are able to send e-mail through this site, and their messages will contain their user's screen name and email address, as well as any additional information the user may wish to include in the message ("Contact Information"). Users retain the right to access Contact Information submitted by them. Opportunities to send e-mail through the site are not acts of solicitation of identifying information by Morgan Solutions; rather, e-mail options let individuals send comments and communications to us. These messages are forwarded through the site to the appropriate persons within Morgan Solutions to respond, at their discretion, to the questions or comments. Contact Information may be used to follow up on a visitor's interest for business-related purposes. These purposes include informing the user about Morgan Solutions' services that may be of interest, or to contact the user as part of the process of business development.

By providing Morgan Solutions with a copy of a user's resume, the user explicitly and unambiguously consents to the processing of such resume by Morgan Solutions, its parents, subsidiaries, affiliates, licensors, licensees, and existing or prospective clients. Resumes that are submitted to Morgan Solutions in response to information on this site are forwarded to the appropriate persons within Morgan Solutions for consideration and response, at their discretion. E-mail and resumes are retained or disposed of at the recipient's discretion.

Upon request, Morgan Solutions will use reasonable efforts to allow users to update/correct Contact Information previously submitted which the users state is erroneous to the extent such activities will not compromise privacy or security interests. Also, upon a user's request, Morgan Solutions will use commercially reasonable efforts to functionally delete the user and his or her Contact Information from its database; however, it may be impossible to delete a user's entry without some residual information because of backups and records of deletions. User updates of Contact Information submitted should be handled by resubmitting the e-mail.

In order to inquire about the accuracy of Contact Information previously submitted to Morgan Solutions through this Site, or requests to have outdated information removed, please go to our "Contact Us Today" page.